As we've mentioned time and again, if you want to become rich, then you should look for sources of income beyond your suweldo. We know that it's easier said than done, but the best way to make that first step is to get educated. Here are a few places where you can actually learn about investments, savings, and other financial matters without having to spend a single peso:

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Earnest.ph

This site is run by Metrobank in an effort to simplify banking for everyone. You can either go through their modules, or jump right into the nitty-gritty of things with their how-to guides which are very easy to understand.

VinceRapisura.com

Vince Rapisura is a microfinance and social entrepreneurship teacher at the Ateneo de Manila University, and is the founder of Social Enterprise Development Partnerships, Inc., which offers financial literacy trainings to OFWs. His website contains many articles on money management, and some of his modules are offered for free (you can sign up for additional paid classes if you want to learn more). You can also visit his Facebook page for educational videos.

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DTI Negosyo Centers

If you're interested in starting your own small business, Negosyo Centers run by the Department of Trade and Industry often hold a lot of workshops. Topics range from concept creation, to packaging, to selling. Negosyo Centers also aid with funding, so these spots are really good places to start.

Philippine Stock Exchange

The Philippine Stock Exchange regularly hosts free seminars for those interested in investing in stocks. You'll learn the basics of playing the market, plus you'll also get to listen to actual brokers and go deep about the kind of services their firms offer. 

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