seniorSenior citizens need to be aware of the benefits that are available to them. Republic Act No. 9994 or the Expanded Senior Citizens Act of 2010 is a law that grants special privileges to senior citizens. Lolo and lola can also read the Office for Senior Citizens Affairs Purchase Booklet to know more about the law. Certain provisions may vary from city to city, which is why you have to go to your local Office for Senior Citizens Affairs (OSCA) for more details. Below are some of the basic things you need to learn so that lolo and lola can maximize their senior citizen benefits.

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(First published in Good Housekeeping Magazine, Good Money section as "Senior Perks" in July 2010; adapted for use in Female Network. Photo by Sha Sha Chu via Flickr Creative Commons; used for illustrative purposes only.)

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