Author Topic: Auto loan..  (Read 103260 times)

mysterioza_me

  • Super GirlTalker
  • *****
  • Posts: 5039
Re: Auto loan..
« Reply #240 on: July 11, 2017, 10:15:11 pm »
What if yung co-borrower ang may defaulted credit card? May big chance ba na maapproved?
If a girl understands your b******t, stick through your mistakes, smiles even when you've done nothing for her , it's obvious she's a keeper. But it's also obVious that you don't deserve her...

hakunamatata

  • Junior GirlTalker
  • ***
  • Posts: 402
Re: Auto loan..
« Reply #241 on: July 12, 2017, 08:30:59 am »
Sana may makasagot sa question natin.
...when you find your path, you must not be afraid.You need to have sufficient courage to make mistakes.

blackgreen

  • Super GirlTalker
  • *****
  • Posts: 2635
  • STAY if you're HAPPY, LEAVE if you're NOT.
Re: Auto loan..
« Reply #242 on: December 11, 2017, 05:47:35 pm »
I have a card dati na hindi ako nakakabayad palagi and palagi may nagfofollow up ng payment tapos minimum lang naibabayad ko. Nag apply na nga ako for restructuring para lang tigilan na ako nung mga nag fofollow up.

Na approve naman auto loan ko.
Choose a job you love, and you will never have to work a day in your life - Confucius

three8one

  • Super GirlTalker
  • *****
  • Posts: 2482
  • GuyTalker
Re: Auto loan..
« Reply #243 on: December 21, 2017, 02:17:12 pm »
tanong lang mga sis na nakaka alam,

after nyo mabayadan yung amortization nyo, pano transfer ng documents ng sasakyan sa owner? like yung orig na OR at CR pano trinansfer sayo inyo ng bank yun? may payment pa ba need I settle? TIA
.... apart from You i can do nothing.... but with God nothing is impossible...therefore, I can do all things through Him who gives me strength.
 
John 15:5
Matthew 19:26
Philippians 4:13

malditch0089

  • GirlTalker
  • **
  • Posts: 127
Re: Auto loan..
« Reply #244 on: December 21, 2017, 02:30:25 pm »
Tanong ko lang din mga sis, matagal ba magprocess sa Eastwest? Two weeks na kasi processing pa din status ng autoloan namin. Wag na ba kami umasa pag ganun? hehe hinahabol kasi namin na maapprove sana bago mag-end ang taon dahil nga sa excise tax. Salamat sa makakasagot.

three8one

  • Super GirlTalker
  • *****
  • Posts: 2482
  • GuyTalker
Re: Auto loan..
« Reply #245 on: December 21, 2017, 02:40:47 pm »
^ try mo I follow up sis sa bank... minsan nalilimutan I inform yung applicant either approve o disapprove yung loan. sana makaabot kayo within this year. malaki din kasi yung excise tax na yan.
.... apart from You i can do nothing.... but with God nothing is impossible...therefore, I can do all things through Him who gives me strength.
 
John 15:5
Matthew 19:26
Philippians 4:13

mysterioza_me

  • Super GirlTalker
  • *****
  • Posts: 5039
Re: Auto loan..
« Reply #246 on: December 21, 2017, 06:32:00 pm »
^^Yung sa amin 2 days lang sis inabot
If a girl understands your b******t, stick through your mistakes, smiles even when you've done nothing for her , it's obvious she's a keeper. But it's also obVious that you don't deserve her...

simang

  • Acts like a lady, thinks like a man.
  • Super GirlTalker
  • *****
  • Posts: 5701
Re: Auto loan..
« Reply #247 on: December 21, 2017, 08:42:46 pm »
tanong lang mga sis na nakaka alam,

after nyo mabayadan yung amortization nyo, pano transfer ng documents ng sasakyan sa owner? like yung orig na OR at CR pano trinansfer sayo inyo ng bank yun? may payment pa ba need I settle? TIA

Bro ang alam ko no need to settle anything, parang aawardan ka lang ng completion ng payment then ieendorse na yung original copy ng OR/CR. Yan ang alam ko ah.

Tanong ko lang din mga sis, matagal ba magprocess sa Eastwest? Two weeks na kasi processing pa din status ng autoloan namin. Wag na ba kami umasa pag ganun? hehe hinahabol kasi namin na maapprove sana bago mag-end ang taon dahil nga sa excise tax. Salamat sa makakasagot.

Sa experience ko eastwest ang pinakamabilis mag approve. Nagpa recompute pa kami nun kasi di kami natuloy dun sa first choice na car pero within 2 days may sagot agad sila. Ifollow up mo na lang sis, mas okay if meron kang direct contact sa loan officer na kausap mo sa branch.
...all adventurous women do.

malditch0089

  • GirlTalker
  • **
  • Posts: 127
Re: Auto loan..
« Reply #248 on: December 21, 2017, 10:34:51 pm »
Salamat po sa mga sumagot. Nag-update na yung dealer namin, bukas daw tatawag ang Eastwest for evaluation. Kakaloka! hahaha Madami daw pending applications e. Madami ata kumukuha mga naghahabol din dahil sa excise tax. Hoping na maapprove na kami agad after evaluation. :) Salamat ulit sa inyo.

bratty

  • Senior GirlTalker
  • ****
  • Posts: 971
Re: Auto loan..
« Reply #249 on: December 22, 2017, 01:39:56 am »
tanong lang mga sis na nakaka alam,

after nyo mabayadan yung amortization nyo, pano transfer ng documents ng sasakyan sa owner? like yung orig na OR at CR pano trinansfer sayo inyo ng bank yun? may payment pa ba need I settle? TIA

Nung natapos ko ang autoloan ko, may mga binigay na papers si BDO (walang bayad) tapos dinala ko sa city hall namin (dito may bayad, over 1k) Then after ko balikan yung documents sa city hall, punta na ko sa LTO kung saan una na-rehistro ang sasakyan, dun mo na makukuha yung CR na wala ng encumbered. Dalhin mo din car pagpunta sa LTO at agahan nyo kung sa LTO Pasay (near domestic airport, T4 yata) dito may babayaran din, di ko na maalala kung magkano 😊

Congrats, full paid na ang loan at ikaw na talaga ang totoong may-ari 😊
Everyday I'm shufflin'

three8one

  • Super GirlTalker
  • *****
  • Posts: 2482
  • GuyTalker
Re: Auto loan..
« Reply #250 on: December 22, 2017, 09:06:35 pm »
Bro ang alam ko no need to settle anything, parang aawardan ka lang ng completion ng payment then ieendorse na yung original copy ng OR/CR. Yan ang alam ko ah.

ahh okay sis, ty. kung ganun lang sana ang process talaga.. 

Nung natapos ko ang autoloan ko, may mga binigay na papers si BDO (walang bayad) tapos dinala ko sa city hall namin (dito may bayad, over 1k) Then after ko balikan yung documents sa city hall, punta na ko sa LTO kung saan una na-rehistro ang sasakyan, dun mo na makukuha yung CR na wala ng encumbered. Dalhin mo din car pagpunta sa LTO at agahan nyo kung sa LTO Pasay (near domestic airport, T4 yata) dito may babayaran din, di ko na maalala kung magkano 😊

Congrats, full paid na ang loan at ikaw na talaga ang totoong may-ari 😊

parang ganito nga din yung nabasa ko procedure kaya nagtanong din ako dito. so may aasikasuhin pa din pala talga ng personal. awww.. kawawa asawa ko solo solo na naman maglalakad ng documento. hahaha! di bale matagal pa naman... :)

thank you sis bratty.
.... apart from You i can do nothing.... but with God nothing is impossible...therefore, I can do all things through Him who gives me strength.
 
John 15:5
Matthew 19:26
Philippians 4:13

misssnussy

  • Probationary
  • Posts: 1
Re: Auto loan..
« Reply #251 on: August 02, 2018, 09:09:33 pm »
mga sis - any idea how long yung car loan results sa east west at maybank? got a call from them august 1. wala pa news today...sana naman ma ok =(

malditch0089

  • GirlTalker
  • **
  • Posts: 127
Re: Auto loan..
« Reply #252 on: August 03, 2018, 01:01:56 am »
^ Yung sakin sis inabot ng 3 weeks bago ako nakareceive ng text from Easwest na approved na loan application ko.

BlinkBallerina

  • Newbie
  • *
  • Posts: 29
Re: Auto loan..
« Reply #253 on: December 26, 2018, 11:13:34 am »
Hope someone can answer this! TIA!

Anybody here na nakapagloan nung mga repossessed ng bank?  Possible ba ito?  Need ba same bank?  Ilang years to pay ang allowed?

Kiara027

  • Ingeniero| Sagitario | Buey
  • Senior GirlTalker
  • ****
  • Posts: 950
  • I don't get mad. I get even. :D
Re: Auto loan..
« Reply #254 on: December 29, 2018, 09:44:58 pm »
Auto loan on repossessed cars, is it possible? Yes, check with PsBank and Security Bank.
Repossed cars can be paid for up to 36 months (3 yrs) on most of banks offering auto loans. For Security Bank, up to 48 months ( 4 yrs ).

I am not sure if  the loan needs to be with the same bank. 😉😉😉
« Last Edit: December 29, 2018, 11:20:57 pm by Kiara027 »
i am for everybody yet i am for none. nobody owns me neither i own one...

huit

  • Super GirlTalker
  • *****
  • Posts: 1471
  • i want to be a full-time traveler
    • Travel With Toni
Re: Auto loan..
« Reply #255 on: December 31, 2018, 04:03:50 pm »
Regarding auto loan, mas okay ba na in house or yung dealer ang mag asikaso ng loan or better if yung kukuha mismo? Like personal na aasikasuhin ng buyer?
"Quit your job, buy a ticket, get a tan, fall in love and never return."


www.travelwithtoni.com

plumpolka

  • Senior GirlTalker
  • ****
  • Posts: 594
    • Love Marionne
Re: Auto loan..
« Reply #256 on: December 31, 2018, 05:03:41 pm »
^with in-house, madalas mas mababa ang dp pero malaki ang interest mo monthly.  Unlike sa bank na ikaw magprocess, makakahanap ka ng rate na pasok sayo. Mine was with security bank. Liit lang interest pero naka tie up ako sa insurance nila until matapos loan.
Happiness is a choice.
www.instagram.com/love.marionne

Kiara027

  • Ingeniero| Sagitario | Buey
  • Senior GirlTalker
  • ****
  • Posts: 950
  • I don't get mad. I get even. :D
Re: Auto loan..
« Reply #257 on: December 31, 2018, 06:23:41 pm »
Regarding auto loan, mas okay ba na in house or yung dealer ang mag asikaso ng loan or better if yung kukuha mismo? Like personal na aasikasuhin ng buyer?

^ agree. With inhouse, mababa ang DP pero mataas monthly. Babayaran mondin insurance during your first year.

With bank loan, mataas DP (minimum 20% na ata ngayon), free ang insurance for the first year and free chattel mortgage.

Mine is with BPI, free insurance and chattel mortgage. Pinag compare ko sila with security bank and PS Bank, sa BPI ang pinaka mababa na interest so I processed mine with them.
i am for everybody yet i am for none. nobody owns me neither i own one...

huit

  • Super GirlTalker
  • *****
  • Posts: 1471
  • i want to be a full-time traveler
    • Travel With Toni
Re: Auto loan..
« Reply #258 on: January 04, 2019, 10:46:46 am »
Oh ok. I assume if you have enough money to pay bigger DP, go for the bank. But if medyo wala pa pera for DP, better mag in house muna?
"Quit your job, buy a ticket, get a tan, fall in love and never return."


www.travelwithtoni.com

Kiara027

  • Ingeniero| Sagitario | Buey
  • Senior GirlTalker
  • ****
  • Posts: 950
  • I don't get mad. I get even. :D
Re: Auto loan..
« Reply #259 on: January 04, 2019, 10:54:37 am »
Hmm yeah. If need nyo na talaga yung oto. 😉😉😉
i am for everybody yet i am for none. nobody owns me neither i own one...

 


Latest Stories

Load More Stories
Close