Author Topic: Auto loan..  (Read 98125 times)

mysterioza_me

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Re: Auto loan..
« Reply #240 on: July 11, 2017, 10:15:11 pm »
What if yung co-borrower ang may defaulted credit card? May big chance ba na maapproved?
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hakunamatata

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Re: Auto loan..
« Reply #241 on: July 12, 2017, 08:30:59 am »
Sana may makasagot sa question natin.
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blackgreen

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Re: Auto loan..
« Reply #242 on: December 11, 2017, 05:47:35 pm »
I have a card dati na hindi ako nakakabayad palagi and palagi may nagfofollow up ng payment tapos minimum lang naibabayad ko. Nag apply na nga ako for restructuring para lang tigilan na ako nung mga nag fofollow up.

Na approve naman auto loan ko.
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three8one

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Re: Auto loan..
« Reply #243 on: December 21, 2017, 02:17:12 pm »
tanong lang mga sis na nakaka alam,

after nyo mabayadan yung amortization nyo, pano transfer ng documents ng sasakyan sa owner? like yung orig na OR at CR pano trinansfer sayo inyo ng bank yun? may payment pa ba need I settle? TIA
Psalm 90:12
Ipaunawa n'yo sa amin na ang buhay namin ay maiksi lang, upang matuto kaming mamuhay nang may karunungan...
 
Teach us to number our days that we may gain a heart of wisdom..

malditch0089

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Re: Auto loan..
« Reply #244 on: December 21, 2017, 02:30:25 pm »
Tanong ko lang din mga sis, matagal ba magprocess sa Eastwest? Two weeks na kasi processing pa din status ng autoloan namin. Wag na ba kami umasa pag ganun? hehe hinahabol kasi namin na maapprove sana bago mag-end ang taon dahil nga sa excise tax. Salamat sa makakasagot.

three8one

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Re: Auto loan..
« Reply #245 on: December 21, 2017, 02:40:47 pm »
^ try mo I follow up sis sa bank... minsan nalilimutan I inform yung applicant either approve o disapprove yung loan. sana makaabot kayo within this year. malaki din kasi yung excise tax na yan.
Psalm 90:12
Ipaunawa n'yo sa amin na ang buhay namin ay maiksi lang, upang matuto kaming mamuhay nang may karunungan...
 
Teach us to number our days that we may gain a heart of wisdom..

mysterioza_me

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Re: Auto loan..
« Reply #246 on: December 21, 2017, 06:32:00 pm »
^^Yung sa amin 2 days lang sis inabot
If a girl understands your b******t, stick through your mistakes, smiles even when you've done nothing for her , it's obvious she's a keeper. But it's also obVious that you don't deserve her...

simang

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Re: Auto loan..
« Reply #247 on: December 21, 2017, 08:42:46 pm »
tanong lang mga sis na nakaka alam,

after nyo mabayadan yung amortization nyo, pano transfer ng documents ng sasakyan sa owner? like yung orig na OR at CR pano trinansfer sayo inyo ng bank yun? may payment pa ba need I settle? TIA

Bro ang alam ko no need to settle anything, parang aawardan ka lang ng completion ng payment then ieendorse na yung original copy ng OR/CR. Yan ang alam ko ah.

Tanong ko lang din mga sis, matagal ba magprocess sa Eastwest? Two weeks na kasi processing pa din status ng autoloan namin. Wag na ba kami umasa pag ganun? hehe hinahabol kasi namin na maapprove sana bago mag-end ang taon dahil nga sa excise tax. Salamat sa makakasagot.

Sa experience ko eastwest ang pinakamabilis mag approve. Nagpa recompute pa kami nun kasi di kami natuloy dun sa first choice na car pero within 2 days may sagot agad sila. Ifollow up mo na lang sis, mas okay if meron kang direct contact sa loan officer na kausap mo sa branch.

malditch0089

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Re: Auto loan..
« Reply #248 on: December 21, 2017, 10:34:51 pm »
Salamat po sa mga sumagot. Nag-update na yung dealer namin, bukas daw tatawag ang Eastwest for evaluation. Kakaloka! hahaha Madami daw pending applications e. Madami ata kumukuha mga naghahabol din dahil sa excise tax. Hoping na maapprove na kami agad after evaluation. :) Salamat ulit sa inyo.

bratty

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Re: Auto loan..
« Reply #249 on: December 22, 2017, 01:39:56 am »
tanong lang mga sis na nakaka alam,

after nyo mabayadan yung amortization nyo, pano transfer ng documents ng sasakyan sa owner? like yung orig na OR at CR pano trinansfer sayo inyo ng bank yun? may payment pa ba need I settle? TIA

Nung natapos ko ang autoloan ko, may mga binigay na papers si BDO (walang bayad) tapos dinala ko sa city hall namin (dito may bayad, over 1k) Then after ko balikan yung documents sa city hall, punta na ko sa LTO kung saan una na-rehistro ang sasakyan, dun mo na makukuha yung CR na wala ng encumbered. Dalhin mo din car pagpunta sa LTO at agahan nyo kung sa LTO Pasay (near domestic airport, T4 yata) dito may babayaran din, di ko na maalala kung magkano 😊

Congrats, full paid na ang loan at ikaw na talaga ang totoong may-ari 😊
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three8one

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Re: Auto loan..
« Reply #250 on: December 22, 2017, 09:06:35 pm »
Bro ang alam ko no need to settle anything, parang aawardan ka lang ng completion ng payment then ieendorse na yung original copy ng OR/CR. Yan ang alam ko ah.

ahh okay sis, ty. kung ganun lang sana ang process talaga.. 

Nung natapos ko ang autoloan ko, may mga binigay na papers si BDO (walang bayad) tapos dinala ko sa city hall namin (dito may bayad, over 1k) Then after ko balikan yung documents sa city hall, punta na ko sa LTO kung saan una na-rehistro ang sasakyan, dun mo na makukuha yung CR na wala ng encumbered. Dalhin mo din car pagpunta sa LTO at agahan nyo kung sa LTO Pasay (near domestic airport, T4 yata) dito may babayaran din, di ko na maalala kung magkano 😊

Congrats, full paid na ang loan at ikaw na talaga ang totoong may-ari 😊

parang ganito nga din yung nabasa ko procedure kaya nagtanong din ako dito. so may aasikasuhin pa din pala talga ng personal. awww.. kawawa asawa ko solo solo na naman maglalakad ng documento. hahaha! di bale matagal pa naman... :)

thank you sis bratty.
Psalm 90:12
Ipaunawa n'yo sa amin na ang buhay namin ay maiksi lang, upang matuto kaming mamuhay nang may karunungan...
 
Teach us to number our days that we may gain a heart of wisdom..

misssnussy

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Re: Auto loan..
« Reply #251 on: August 02, 2018, 09:09:33 pm »
mga sis - any idea how long yung car loan results sa east west at maybank? got a call from them august 1. wala pa news today...sana naman ma ok =(

malditch0089

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Re: Auto loan..
« Reply #252 on: August 03, 2018, 01:01:56 am »
^ Yung sakin sis inabot ng 3 weeks bago ako nakareceive ng text from Easwest na approved na loan application ko.

Kiara027

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Re: Auto loan..
« Reply #253 on: December 04, 2018, 10:38:55 pm »
Mabuhay lang saglit ang thread na to,

Mga sis and bros, anong bank ang pinaka mababa ang interest rate for auto loan?

 ;D ;D ;D
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