Author Topic: Anong insurance ang kinuha nyo?  (Read 103254 times)

D4thAngel

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Re: Anong insurance ang kinuha nyo?
« Reply #380 on: August 26, 2020, 07:12:15 pm »
^Thank you sa reply sis! Sorry, ff up questions lang.. "normal process" meaning kung nasa abroad ako at mag claim ako, kakailanganin ng SPA and the likes? Knock on wood, pero if death claim naman, makapag claim kaya without issues ang beneficiaries?

Yes sis. Kung within 2 years contestability yan (first 2 years of the insurance policy), may mga further investigations lang na ginagawa mga insurance companies, otherwise walang magiging problema beneficiaries but to complete the requirements.
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crzysxycl

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Re: Anong insurance ang kinuha nyo?
« Reply #381 on: August 27, 2020, 08:02:33 am »
^Maraming salamat sis!

eischied_21

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Re: Anong insurance ang kinuha nyo?
« Reply #382 on: September 03, 2020, 09:41:31 pm »
thank you sis @D4thAngel

siguro better na kumuha na lang ng medical insurance if ang concern is critical illness  and hospitalization rather than life insurance. *isip isip*

kaiz

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Re: Anong insurance ang kinuha nyo?
« Reply #383 on: September 06, 2020, 10:31:20 pm »
I have Manulife and Sunlife insurance. payable in 5 years, after 5 years ba, adviseable na kunin ko na?
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carlest64

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Re: Anong insurance ang kinuha nyo?
« Reply #384 on: October 06, 2020, 05:28:17 pm »
bdo life payable in 8 years.  Hindi siya maganda. 

mvillanueva

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Re: Anong insurance ang kinuha nyo?
« Reply #385 on: October 08, 2020, 05:42:59 pm »
sis Kaiz, if for retirement sya live VUL product.
I suggest leave it and let it grow pa.  :)

D4thAngel

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Re: Anong insurance ang kinuha nyo?
« Reply #386 on: January 08, 2021, 10:46:18 am »
I have Manulife and Sunlife insurance. payable in 5 years, after 5 years ba, adviseable na kunin ko na?
Sis, I suggest leave it muna to grow. I hope the advisor explained to you the initial charges since you are investing under an insurance plan. During the early years of investing, hindi lahat ng bayad mo goes to investment, a portion goes to insurance premium, for the reason na may guaranteed insurance coverage in case of demise. After 5 years, maaaring hindi ka pa break-even sa investment. Value could be lower than total payments. Long-term lang sis, pataasin mo lang presyo ng hawak mong units.
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swtgrl_bee

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Re: Anong insurance ang kinuha nyo?
« Reply #387 on: April 09, 2021, 05:46:41 pm »
Yung mga kinuha niyo bang insurance coevered ang COVID? Thank you.
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Halee

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Re: Anong insurance ang kinuha nyo?
« Reply #388 on: April 30, 2021, 02:32:11 pm »

I got BTID insurance. Very affordable at flexible sa budget kaya gustong gusto ko  :-*
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eischied_21

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Re: Anong insurance ang kinuha nyo?
« Reply #389 on: May 13, 2021, 01:36:03 am »
I had life insurance payable for 10 years, problem is after 10 years hindi pa daw enough yun binayad ko so ending nagbabayad pa din ako hanggang ngayon. Same goes with my friend from Sunlife naman yun sa kanya. Ganito din ba experience nyo hindi nasusunod pag sinabing kesyu payable for 10 years pero hnd naman. Haaay

swtgrl_bee

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Re: Anong insurance ang kinuha nyo?
« Reply #390 on: May 13, 2021, 02:30:36 am »
Yes, ganyan na ganyan!  :'( Tapos kapag nakakita ka pa ng FA na wagas maka lecture laging kasalanan mo kesyo hindi ka nagbabasa ng fine prints ganyan ganyan. TBH medyo nakakadala na nga eh. Nitong nag pandemic we let go two of our insurance. Ayun after 2 months lang lapsed agad siya. Kasi hindi daw kaya ng naipon na funds icover yung insurance part. Kaya investment ko ngayon real estate and jewelry knock on wood pwede ko ma dispose if need ng pera.
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