How much is your net worth?

[Maia_Cache]

@amethyst028 so inspiring i hope you guys can share more about your passive income

[AvadaKedavra]

@swtgrl_bee oo nga sis, I wish matupad hahaha!

@amethyst028 mahirap na kasi ngayon if happy-go-lucky lang at my age. I can see it sa mga kabatch ko na yolo since college 'til now. Philanthropist ka pala sis!! God bless! sana nga mas marami ka pang matulungan!

@red_yesha kaya mo yan sis lalo na if focused ka sa goal mo. di mo na lang talaga mamamalayan yung savings mo malaki na. (happened to me) May babalik sayong matinding blessing sa pagtulong mo sa parents mo, don't worry.

[swtgrl_bee]

^Good luck, sis!

[ayachan31]

age: 26

net worth: 358,800 - land which I bought for a much cheaper price taas na market value niya ngayon  , stocks, jewelries, savings... no loans, no debt

take note minimum wage earner lang ako and I also shoulder the utility bills  sa 2 bahay - bahay namin sa cavite and dito sa makati but I was able to save that much and bought a property of my own.
I travel twice a year... sa food trip talaga ako lagi nadadale hahaha

[luningning]

^ wow nakakabilib ka naman sis  at a young age you were able to manage to buy your own property na.. sana when i was your age ganyan na ako mag isip, 30'sh na kasi ako at i think late bloomer ako  when it comes to saving tips, good thing is  napunta ako sa thread na ito and very inspiring mga achievements niyo, hope hindi pa huli ang lahat for me to start saving and investing 

[Ghell06]

So inspiring thread. FF

[eischied_21]

As the saying goes, only the 1st million is the hardest! Pag na achieve mo na yun, the next millions ay madali na. Why? Kasi while earning the 1st million marami ka ng na learn na lessons, na experience na trial at errors, plus u have more to invest. U can invest  your 1st million to work for your next millions 

I agree! I haven't computed my net worth but very much happy with my finances. Zero debt eversince, have passive income and full time work

[sunnnyside]

Base on the asset calculator more than 1M na kami ni hubby. Kaso di ko pa maramdaman kasi the actual cash on savings is just 5-digit. We've already achieved some financial goals, looking forward to achieving more.

[cheezecake]

I came from a family na walang wala. Married someone na may kaya ang pamilya pero hindi naman siya tinutulungan. I am happy to say that at my age of 42. From nothing me and my husband have net worth of 20M++. Yahoo!

[Crispyman]

100K+ pa lang, I have been working for almost a year. Since I started earning, I have been monitoring my income and expense through a budgeting app. I'm happy seeing the net worth graph going up.

The problem with me is I'm great at managing my expenses but not that good in having alternative sources of income. To effectively increase net worth, we need to increase our income while reducing our expenses reasonably.

[AvadaKedavra]

^that's good sis and don't use "lang". 100k is 100k. Congrats!

[muning00]

^ its not 100k LANG, 1.5 years ko yan pinag ipunan at ngayon month ko lang na achieved. Im 29 na, so san napunta un almost a decade kong pagwwork? Lols i started to travel within asia twice a year when i was 24, siguro dun napunta most of my money, pero budget trip pa lahat ng un. ang investment na masasabe ko talaga siguro ay un life insurance ko. and no debt ako. thank you God pa din.

[AvadaKedavra]

Just posting to share an update Just mid this year, I achieved the 7-digit mark on my bank account! YEY for me! hahahah! I'm just so proud of myself since I never thought, especially when I was a college student struggling to at least save 1k per month from my monthly "baon", that I would save this much money before I reach my 30s.
Now that I'm working, I make it sure to spoil myself from time to time just to feel that I'm no longer that struggling student who saves money by eating budget meals hahaha. I always feel sorry for my old self!

My next goal is to reach 2M Let's all continue saving for the future and inspire other people!

OMG. can't believe that I already reached my goal last year and very close to the next M. I recently set a long-term goal since medyo may tiwala na ko sa sarili ko na possible sya mareach.

[Blair_w]

^It used to be my goal to have 1M on my bank account but I realized that the 1M sitting in a SA with very minimal interest would not grow that much. I prefer investing some my cash or portions of the 1 M to Stockmarket, real estate and agri farms. I just put enough fund for emergency fund and the rest are for investing. The EF is sitting on a high yield savings acct.

As of June 2021 my NW is about 4.1 M.

[Shadow Angel]

Savings account namin ni hubby 7digits di pa kasama un our own savings. We still able to save without changing our life style. On top of that we have insurance (Life and house), educational plan and trust fund for our LO.

[simang]

Sobrang daming changes sa lifestyle namin family this past 3 years, and nakaka amaze to see that we've 3X our net worth! Lately lang ulit ako nakapag assess. Di ko pa pala nasama yung mga lupa sa province na napurchase namin last yr. So proud na and utang na lang namin ay yung monthly house mortgage.

^It used to be my goal to have 1M on my bank account but I realized that the 1M sitting in a SA with very minimal interest would not grow that much. I prefer investing some my cash or portions of the 1 M to Stockmarket, real estate and agri farms. I just put enough fund for emergency fund and the rest are for investing. The EF is sitting on a high yield savings acct.

Agree ako dito. I don't have 1M on any of my bank accounts, lahat naka invest-- mutual funds, stocks, pag-ibig MP2 ang major investments ko.

Yung school funds ng daughter namin, merong liquid (nasa high interest bank SA, 4%), meron ding nasa VUL, the others nasa time deposit (6% interest). Emergency fund is also kept sa high interest SA. Continue lang kami sa pagbuild ng emergency funds, goal ko maka save ng at least 1 yr worth of fund.

Half of our income ay napupunta sa bills, 10% sa wants/leisure, and the remaining 40% ay sa savings and investments.