The last global financial crisis might be over, but the aftermath won't be going away any time soon. And no matter what your opinion is on the matter, there's only one thing we can be sure of in trying times like these: the importance of managing your money.

Rather than coming up with a random amount to save each month, you can make things easier by breaking your budget cuts into smaller portions. If you can save a little bit—no matter how small it may seem—in each aspect of your life, you’ll be able to spend less money without feeling the burn.

Scroll through the gallery below for 16 ideas.


Want more tips for cutting costs and saving money? Check these out on FN:

(First published in Good Housekeeping Magazine, Features section as "Managing the Money Crisis" in September 2009; adapted for use on Female Network)

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