In Confessions of a Shopaholic, we see Rebecca "Becky" Bloomwood trying to control her overspending by freezing her credit cards in a block of ice. Later, however, she resorts to breaking the ice with her killer heels in a desperate attempt to buy another irresistible item.
The idea of literally freezing your credit card may sound funny and unusual, but for some people, this strategy actually works. Trent Hamm of The Simple Dollar shares how his aunt got herself completely out of credit card debt by freezing her cards.
"By freezing her cards, she didn't destroy them, but she rendered them very difficult to use. To have access to the card, she would have to unthaw a rather large ice cube," he writes. "It got the cards out of sight and out of mind, and it made her take some very serious pause if she ever thought about getting them out to use them."
Simply put, the inconvenience of destroying ice may discourage you from using your card. Less card usage plus regular payments mean you can manage to pay your debt completely in due time! Who knows, you may even learn to kick the habit of charging your expenses eventually.
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