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  • Good House Keeping
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    Good Housekeeping
Paula Bianca Abiog, Contributor
 
August 13, 2011

Bank vs. Dealer: 5 Things to Remember When Paying for Your Car in Installments

Learn how to go about paying for your new set of wheels in monthly installments. By Paula Bianca Abiog
Next to a house, a car might be the most expensive purchase you’ll get for your family. Like most big-ticket purchases, it takes careful planning and a lot of discussions. It can also be an overwhelming experience, especially if you’re buying a car for the first time. One way to make things easier is to get it through a car loan. Such loans allow you to purchase a car and pay for it in installments. You only need to shell out money for the down payment, and then pay the rest in monthly amortization for a certain number of years. There are two ways to get a car loan: through banks and through vehicle dealers.

Whether you get financing for your dream car through your local bank or a trusted car dealer, weigh your options carefully. And keep in mind that, as long as you keep your credit history good at all times, taking out a car loan is fast and easy.


These FN articles have more money tips that you can use:

(First published in Good Housekeeping Magazine, Good Family section as "Drive Your Own Car--Now!" in June 2007; adapted for use in Female Network)
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