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Good Housekeeping
Paula Bianca Abiog, Contributor
 
August 13, 2011

Bank vs. Dealer: 5 Things to Remember When Paying for Your Car in Installments

Learn how to go about paying for your new set of wheels in monthly installments. By Paula Bianca Abiog
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Next to a house, a car might be the most expensive purchase you’ll get for your family. Like most big-ticket purchases, it takes careful planning and a lot of discussions. It can also be an overwhelming experience, especially if you’re buying a car for the first time. One way to make things easier is to get it through a car loan. Such loans allow you to purchase a car and pay for it in installments. You only need to shell out money for the down payment, and then pay the rest in monthly amortization for a certain number of years. There are two ways to get a car loan: through banks and through vehicle dealers.

Whether you get financing for your dream car through your local bank or a trusted car dealer, weigh your options carefully. And keep in mind that, as long as you keep your credit history good at all times, taking out a car loan is fast and easy.


These FN articles have more money tips that you can use:

(First published in Good Housekeeping Magazine, Good Family section as "Drive Your Own Car--Now!" in June 2007; adapted for use in Female Network)
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