You may be thinking of reducing your Valentine's Day budget because of the economic recession, but somehow, you feel the occasion still calls for a special treat for you and your man.
In the US, the National Retail Federation foresees Valentine expenses to go down an average of $102.50 from last year's $122.98. Surveys also showed that couples are more likely to buy small tokens of affection than extravagant items.
Now that we're at the tail end of the holidays, it's time to slowly return to reality and start minding our finances in preparation for the new year. And so, here's reality check number one: did you manage to save part of your 13th month pay and Christmas bonuses, if you had any?
Thanks to sandwiched holidays this month, we're in for longer non-working days than usual. Most of you probably even opted to start your break as early as today, while some may have to wait for the 24th before calling it a year.
Since this week-long vacation (or even longer for some) is quite rare, why not take advantage of the opportunity to go on that much-deserved beach break or spend more time with the family at home—without even the slightest peek into your laptop?
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