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Modern women are extremely aware of education both for themselves and for their children. Although there should be equality in our society, women seem to have to strive harder to reach the top. It must be for this reason that in co-ed schools, females tend to excel more than the men.

Most of us assume that the best education is the most expensive one. Going to the higher tuition schools or higher costing seminars are almost always equated to high quality education. Graduating from such expensive institutions and highly advertised seminars is taken as a guarantee for a good career and personal financial success. Indeed, education is an investment for one’s own future.

But what if we were to look at education as strictly as a financial investment decision? Though clearly, it is not all about money, determining the most appropriate type of education boils down to affordability. Here is where the pitfall lies.  

For example, we might personally choose expensive seminars thinking that the contents should be worth it. Most of us will kill ourselves to give our children the most expensive education (at the expense of other just as pressing needs) we can afford. Why? This is because we have been conditioned to believe that the higher the investment in education, the higher the return. Worse, some of us may even believe society will judge our stature by where and what category of school our children go to or what seminar we have taken. NOTHING COULD BE MORE IRRELEVANT TO OUR LIVES THAN THIS!

FRANCISCO J. COLAYCO is an entrepreneur, a venture developer and financial advisor. He has over 40 years of experience that covers service contracting in the Middle East, manufacturing, trading construction, shipbuilding, management consulting, banking and financial services. He is the Chairman of the Colayco Foundation for Education (CFE) and the author of bestsellers: Wealth Within Your Reach (2004 National Book Award for Business and Economics), Making Your Money Work (Nominated in 2005, National Book Awards Business and Economics), Pera Palaguin Workbook and Money for Kids. The books are available at National Bookstore, most other bookstores or directly from CFE. He joins our website blog to share with ordinary income earners, Overseas Filipino Workers (OFW) and students the simple principles to "Save what you earn and grow what you save." CFE conducts talks, seminars, and workshops. “Managing Personal Finances For The Future” a seminar-workshop developed in partnership with the Ateneo Graduate School of Business, Center for Continuing Education. June 21, 2008, Saturday, 9:00 am to 6:00 pm. For registration and inquiries, please call Marleth Calanog at 830-2050. CFE is also the producer of the PISObilities DVD series, available at your favorite audio-video shops in May 2008. Learn more about the advocacy at www.colaycofoundation.com, email info@colaycofoundation.com, via SMS +63917-8537333 or through (632)637-3741.