Author Topic: oDesk XIV (Read 13925 times)

chocolate · « **Reply #240 on:** December 05, 2012, 01:40:37 pm »

I forgot their technical term for that CC arrangement sa BPI. Nasabi lang kasi yun saken nung teller na bakit di daw ako mag apply ng CC nila.

I used my own bank statement from Metrobank. Nagopen ako ng savings account tapos I talked to the manager kung paano magkaron ng CC na walang employment or financial records since wala naman talaga iyon. So ayun ang sinabi saken, mag-apply ng passbook account tapos after 1 month, nag-apply ako ng CC.

Minsan tinatawagan pa rin naman ako ng call center nila to follow up on the docs, pero ignore ko lang. Malaki naman yung transactions ko per month kaya siguro tinigilan na rin nila yung kakafollow up ng financial docs.

First CC ko ang Metrobank, satisfied naman ako. Paalala ko lang, malaki ang charges kapag hindi mo nasettle in full lahat ng charges mo per month. Mababaon ka talaga sa utang kapag ganun.

Alternative sa CC, why not try ang debit card?

freelancer_babe · « **Reply #241 on:** December 05, 2012, 02:15:26 pm »

^ I'm sure that's secured CC arrangement - basta may hold out deposit that acts as collateral.

Good thing buti regular CC na ang nakuha mo sa Metrobank. I know they also offer the same secured CC arrangement na may hold out deposit rin as collateral. Isa lang ang CC na gusto ko doon, yun no-annual fee na M card nila. Sana mabigyan nila ako ng pre-approved one, gagamitin ko lang as backup.

You're right about the finance charge. Malaki if not paid in full every month.

It's just too hard to beat yung 0% installments na perk ng mga CCs. Yun ang di magagawa sa debit cards. Before I got the CC yung Payoneer na debit card na issue ng odesk ang ginagamit ko. Also debit cards can't build credit history, na kailangan natin in the future if we want need bigger loans.

heavensent · « **Reply #242 on:** December 05, 2012, 03:16:35 pm »

^yung 0% installment talaga ang habol ko sa CC esp. kapag big purchase like mga gamit sa bahay..

haneul315 · « **Reply #243 on:** December 05, 2012, 04:00:22 pm »

Quote from: stylishmomy on November 28, 2012, 09:41:29 pm

haneul315 congrats and good luck sis yes sana tuloy tuloy narin ang work mo online. Paypal has been very good lately and Im outside oDesk naman so it's what Ive been using for the past 3 years.

Hi Sis thanks. Im on my 5th month na on oDesk and 3rd month ko na sa full-time client ko. Naku sana nga magtuloy tuloy para masagana ang pasko at bagong taon

Tested and proven ko na din ang Paypal even though I've used it just this last month. Ang bilis ng credit ng funds. Correct yung mga nababasa ko sa forums na 1.5 days lang credited na PP-EON.

haneul315 · « **Reply #244 on:** December 05, 2012, 04:07:00 pm »

Quote from: charmedwitch776 on November 28, 2012, 12:40:17 am

Sis I'm using Chinabank for LFT pag hindi ko masyado need ng funds at out of town to deposit money sa savings account namin. Pero sis if me other option ka hwag ka mag LFT-Chinabank kasi me 200 na bank charge plus matagal lumabas ang money as in kung kelan yun ETA ng fund dun din ang labas sa account mo like example Monday ETA so Monday ng gabi pa sya darating unlike BPI na mas maaga.

Hi Sis. Update lang kita on PP-Chinabank. Nag experiment ako last Monday, December 3, at 8AM and I did withdraw my funds from PP to my Chinabank account. As per the email, expected credit of funds daw is December 6. Pero when I checked this afternoon online, nacredit na sa savings account ko un withdrawal last Monday. So 2 days lang ang hinintay ko. Mas mabilis ata to compared sa oDesk LFT. Yung lang, may charge na 200 pero that's okay kasi bawas hassle na din at hindi na ko need pumila sa bank para mg depo

tiggerlily · « **Reply #245 on:** December 05, 2012, 05:50:21 pm »

sa bpi din kami nagbabayad ng bills. kaya paypal-bpi ang gawa namin for hubby's odesk withdrawal. e mas mabilis naman kaysa sa lft-bpi. kaya feeling ko si odesk talaga ang may problem with bpi e. not bpi mismo. mag-oopen din ako one of these days ng bdo. baka sakali mas maayos. let's see.

heavensent · « **Reply #246 on:** December 05, 2012, 06:08:29 pm »

^yung eprepaid ba pwede ko gamitin pang verify ng paypal?

freelancer_babe · « **Reply #247 on:** December 05, 2012, 08:11:18 pm »

ako rin BPI rin ang bills ko. nandoon lahat ng billers ko. di kumpleto ang billers ng Unionbank.

@heavensent, yup marami ang nagsabi na yung BPI eprepaid pwede pang verify sa paypal. designed kasi pang online yung card na yun.

heavensent · « **Reply #248 on:** December 05, 2012, 08:52:18 pm »

^hay, try ko nga.. research ko muna kung pano..

prettymommy · « **Reply #249 on:** December 05, 2012, 10:07:17 pm »

last week nyo pa ba winithdraw yung lft>bpi? hala so meaning wala pa din yun sakin,hay ano ba naman yan problema na naman sa bpi..

tiggerlily · « **Reply #250 on:** December 05, 2012, 10:38:51 pm »

^ i got mine wednesday 4am or 430am. ang tagal di ba? grrr...

heavensent · « **Reply #251 on:** December 05, 2012, 11:19:50 pm »

@freelancer_babe - got my paypal account verified using my eprepaid, finally

miss resilient · « **Reply #252 on:** December 05, 2012, 11:48:31 pm »

Hi All!

I am new in odesk kakastart ko lang late last month..awa naman ng Dios may schedule of interview na ako a former colleague of mine introduced me into this...

freelancer_babe · « **Reply #253 on:** December 06, 2012, 05:18:26 am »

@heavensent - cool! that's great!

@miss resilient - welcome to odesk!

- - - - - - - - - - - - - - - -

mukhang di darating ngayon ang paypal remittance ko ngayong araw na ito. late na kasi ako nakapagwithdraw. "pending" pa rin ang nakalagay na status ngayon. kailangan ata yata within 8:00 to 8:10 lang ang pagwithdraw sa wednesday para dumating the next day? 8:13 na ako nakapagwithdraw. nakatanggap naman ako ng email agad na "We're transferring money from paypal to your bank".

heavensent · « **Reply #254 on:** December 06, 2012, 05:24:34 am »

^yup, atleast naverify ko na din siya..

aga mo nagising ah, ako matutulog palang

freelancer_babe · « **Reply #255 on:** December 06, 2012, 05:38:13 am »

^ yap sis, have to prepare breakfast. early to bed rin kasi ako.

dati ginagawa ko yun, work all night. ngayon ginagawa ko na lang yun pag may bagyo na prone mawalan ng koryente or internet. oo nga pala, ang hirap rin ng gising magdamag, kasi malamig rito.

besides, for most part di ko kailangan makipagsabayan sa client sa oras nila sa timezone nila.

ayanlanz · « **Reply #256 on:** December 06, 2012, 10:47:10 am »

Naa-absorb ko na ang timezone ng work ko.

Pati oras ng pagtulog ko naka-based na sa kanila.

Kaya pati Mgr at CEO namin nagtataka na rin pala sa akin.

anyway, do you like the new oDesk website layout?

For me, mas gusto ko pa rin ang unang oDesk.

chocolate · « **Reply #257 on:** December 06, 2012, 12:53:55 pm »

I haven't received my LFT - BPI pa rin. Grabe nakakainis na.

(

howgreatthouart · « **Reply #258 on:** December 06, 2012, 05:23:20 pm »

wala pa rin? hnd ko na ccheck yung akin...
sana andun na..

freelancer_babe · « **Reply #259 on:** December 06, 2012, 06:25:39 pm »

dumating na yung remittance na na-withdraw ko wednesday morning. paypal-EON.

mabilis na talaga ang pinapadaan sa paypal. again, wala pang 36 hours nasa bank account na. akala ko di darating agad kasi kaninang umaga lang naalis sa "pending" status sa paypal.

consider using paypal na, at talagang proven several times na mas mabilis sa kanila.

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Author Topic: oDesk XIV (Read 13925 times)