Corner Lot

[eleynba]

Finally nakita na ang mahiwagang corner lot :-)
Sis Selyado, doable naman wish mo na main entrance basta ma-relocate lang si post.  Ang haba pala ng 1 side so pwede doon ilagay ang garage. Perimeter lot ba ito sis?

[selyado]

sorry at mangmang mode yata ako ngayon?  perimeter lot?  ano po yun? 

naku, hindi ko na wish ang entrance sa corner.  di ko keri yata makipag babagan sa pldt para sa mga nakahambalang nilang poste!  siguro yung poste na malapit sa mujon ang pro problemahin ko ngayon.  ang plano na lang eh gawing harap ng bahay yung longer side.  dun na rin ang garahe sa tabi ng dalawang poste. 

wala pang katabing bahay yung lote kaya masaya, wala pa akong makaka away na kapitbahay.  tapos just across the street, yung kabilang corner eh magiging neighbor ko daw si jed madela.  tee hee!...nag chismis pa!

[eleynba]

Sis Selyado, perimeter lot ang tawag sa lot na nakadikit sa boundary or perimeter wall.

When do you plan to build your house?

[aquacharly]

Hi Aquacharly, ah hindi nakatayo ang post sa gitna ng 1 subdivision lot. Nasa side pa rin sya ng individual lot but it became nasa middle of the property nya ang post coz she owns 3 subdivision lots.

Yes, I got that; just used my experience to illustrate that if it is not a "standard" location -- one can demand Meralco to do it in a very short time, no need for pakiusap. 

Darling, Meralco will never allow installation of a poste in the middle of a lot, utilities are always outside individual lots, sa may sidewalk -- so that never crossed my mind. 

We have subdivision construction projects for developers.  1 of the givens is that no post is to be erected except a few meters from a corner. So, even if your friend owns 5 lots, that post should not rise anywhere except a few meters from the end of the block.  So, madali talaga for her to demand that Meralco move the post near the corner. (Unless you are referring to old subdivisions like ours - Greenhills East, medj may mga sobrang haba na blocks kasi)

[aquacharly]

Wala bang provision for a sidewalk dito?  The photo looks like sagad sa kalye.  Baka tama yung pwesto ng PLDT poste if there is supposed to be a sidewalk. 

As for the dues & taxes in arrears... pa compute mo lang up to the date of intended sale, tapos sa Contract/Deed of Sale -- define therein that the xx amounts for unpaid taxes and dues will be deducted from the amount to be handed over to the  owner.  You get originals from the association and from the Treasurer's Office of the amount of arrears, and attach that to the Contract.  Tapos, ikaw na ang magbayad ng arrears.  That is better pa kasi sigurado ka mabayaran ang arrears.  Hindi iyong you paid in full tapos tinaguan ka na nang seller, hindi mo ma transfer TCT to your name if you do not get a Tax Clearance. 

There is nothing to prevent you from declaring and documenting a sale at zonal value only. A lot of people do that.  BUT what you should not do is have double documentation.  Kung zonal value gamit, pwes yun lang documentation nyo for the sale. 

[selyado]

heto yung close up ng mahiwagang poste:

http://i135.photobucket.com/albums/q132/selle318/P1080732.jpg

mukhang wala talaga sa lugar yung isang pldt post na may katabing meralco post.  baka heto ang ipalipat ko siguro at hahambalang sya sa proposed gate.

i plan to start construction as soon as maayos ko itong pagbili ng lote.  sobrang hirap kasi kausap nung binigyan ng authorization nung may ari ng lote.  70 plus na yung kausap ko at wala pang alam sa pasikot sikot ng pagbebenta ng lupa.  may broker naman nakiki alam pa kasi.  pag bukas di pa kami nagkasara nito eh mag gu gudbay bumbay na ako sa kanila 

[eleynba]

Yes, I got that; just used my experience to illustrate that if it is not a "standard" location -- one can demand Meralco to do it in a very short time, no need for pakiusap. 

Darling, Meralco will never allow installation of a poste in the middle of a lot, utilities are always outside individual lots, sa may sidewalk -- so that never crossed my mind. 

We have subdivision construction projects for developers.  1 of the givens is that no post is to be erected except a few meters from a corner. So, even if your friend owns 5 lots, that post should not rise anywhere except a few meters from the end of the block.  So, madali talaga for her to demand that Meralco move the post near the corner. (Unless you are referring to old subdivisions like ours - Greenhills East, medj may mga sobrang haba na blocks kasi)

I dont know how old is East Greenhills but our subdivision belongs to early 90's development of Brittany Long stretch ang mga blocks hence hindi enough ang 2 lamp posts. If my memory serves me right, 3-4 lamp posts per block.

[eleynba]

heto yung close up ng mahiwagang poste:

http://i135.photobucket.com/albums/q132/selle318/P1080732.jpg

mukhang wala talaga sa lugar yung isang pldt post na may katabing meralco post.  baka heto ang ipalipat ko siguro at hahambalang sya sa proposed gate.

i plan to start construction as soon as maayos ko itong pagbili ng lote.  sobrang hirap kasi kausap nung binigyan ng authorization nung may ari ng lote.  70 plus na yung kausap ko at wala pang alam sa pasikot sikot ng pagbebenta ng lupa.  may broker naman nakiki alam pa kasi.  pag bukas di pa kami nagkasara nito eh mag gu gudbay bumbay na ako sa kanila 

Sis, wish you goodluck sa negotiation mo bukas. Update mo na lang kmi here :-)

[chefron]

^sis, heto lang kasi ang afford ko na bilhin.  if i had the money eh di sana nasa ayala alabang na ako. 

such a sarcastic answer.
im just trying to help you realize what could happen to your investment in the near future.actually hindi na nga future kase nangyari na ito sa inyo.

in our 24 years here in this village thrice na kami nabaha.  first time was yung cherry hills.  second yung ondoy.  third nung habagat.  ang house namin kasi almost ka level lang ng sidewalk.  if our house was a few feet high eh di nung ondoy lang sana kami bumingo.

alam mo ayaw mo kase magchange, takot ka umalis sa comfort zone mo.

why move to a place na hindi mo naman sigurado?  i mean, dito kasi alam mo na kung ano ang problema.  so try to work your way around the problem na lang.  para rin lang siguro na at least alam mo na kung sino kaaway mo.  mas mahirap yung moving into unfamiliar territory tapos di mo kilala makaka away mo.  hmm, strange analogy 

before you buy that lot make sure that you explained to your husband what had happened to your area already, PARA WALANG SISIHAN IN CASE LUMUBOG NG BONGGANG BONGGA ANG 10M HOUSE, or whatever amount you plan to build.
kase the mere fact na your husband is asking you to look around in other area that means he has doubts or he's making sure about the money hes going to spend.

happy investing.

[selyado]

^sarcastic answer?  eh totoo naman na hindi ko afford lumipat sa ibang lugar.  my husband said antipolo.  pero sino ba ang mahihirapan?  eh wala naman sya dito sa pinas.  ako ang magdurusa sa pagmamaneho pababa ng antipolo.  and i have to transfer my daughter to a new school. 

i used to live in merville, paranaque.  i grew up there.  magkano ang lupa dun ngayon, P10k to P15k?  saan ako kukuha ng pambili ng lupa pa lang?  eh maski dun binabaha na rin.  nung ondoy kasing lalim na rin halos ng baha dito ang inabot ng mother ko dun. 

natawa nga ako when my husband said magtingin daw ako sa pasig, sa valle verde banda, yung mga townhouses dun.  tumambling ako when i looked at the ads in sulit.com dun sa mga townhouse na naka advertise. 

teka, don't get me wrong.  yung sinabi kong P10M house eh dun sa contractor.  you probably misunderstood what i said.  i don't have that much money para magpagawa ng ganung bahay ano.  baka garahe lang nya ang katumbas ng bahay na ipapatayo ko.  drool nga ako when i saw the house.  may jacuzzi pa yung bathroom nya.  yung dirty kitchen nya mas maganda pa sa kusina ko ngayon.  kumuha pa daw ng interior designer na ang charge eh per square meter.  at pa landscape galore pa to the tune of P140k!  lulang lula ako!  so you now get a picture na simple lang ang ipapatayo kong bahay.  nothing fancy.  basic bahay lang. 

sige please tell me kung saan ako makakahanap ng house and lot na ang budget eh P5M.  brand new, kasya ang anim na tao.  pwera pa ang maid dun.  and yung kasya ang dalawang sasakyan. 

at wag mo naman smolin masyado itong village na ito.  hindi lahat ng parte ng village eh lumulubog sa baha.  seryoso, nung ondoy ang phase 2 and 3 hindi lumubog sa baha.  and i am purchasing a lot in phase 3. 

salamat sa concern mo.  di ko lang maintindihan bakit ka nagagalit sa akin. 

[selyado]

aquacharly:  natataranta ako.  teka muna, ang pirmahan mamaya eh contract to sell.  naka state dun yung total price ng lupa.  tapos yung mga babayaran ni seller:  amilyar, arrears sa association dues, capital gains tax, notarial fees.  P50k ang usapan.  tapos kapag bayad na yun deed of sale na sabay abot ng balanse.  pero sabi ko i will retain muna the 6% para sa capital gains tax at kapag bayad na nila yun eh saka ko ibibigay ang butal. 

question:  yung contract to sell, kami kami lang ang magpipirmahan?  di ba dapat notarized ito?  this will serve as the resibo for the P50k?  so i should get one copy of this maski di notarized?  nalilito ako.  saklolo!

[selyado]

Sis, wish you goodluck sa negotiation mo bukas. Update mo na lang kmi here :-)

salamat!  sana wala ng aberya 

[selyado]

heto si P10M house ni contractor.  corner lot din sya pero he bought two lots kaya more than 400 sqm ang lupa nya.  drooling duling ako sa house nya    yung foreman nya kausap ko nung una and was kind enough na pinakita sa akin yung house.  balak ko kasi sana kunin services nya.  kaso parang mahal ang charge ni foreman 45% daw ng total cost ng bahay.  at saka gusto ko sana pakyawan na lang para wala ako sakit ng ulo. 

http://i135.photobucket.com/albums/q132/selle318/pang%20upload/P10807211280x855.jpg

hindi pa tapos yan, wala pa yung mga grilles ng balconahe at ng perimeter fence nya.  this october daw target na blessing ng bahay. 

[chefron]

Ay di po ako galit  concern lang kase baka in the end mag away kayo mag asawa.
Ofw din husband ko at ako lang din ang nanay,driver,yaya,nurse etc ng mga anak ko.So i know how it feels mahirapan hehe

Kung yung phase 3 ay may sariling gate na patungo sa national road, mas maganda kase in case you need to evacuate madali nyong magagawa.

Kausapin mo yung lawyer friend mo if ok sa kanya na 2010 pa yung spa nung may ari dun sa representative nya at ito ay hindi notarized para alam ni lawyer friend mo pwedeng gawin.

Usually sa mga taxes naman na binabayaran with regards to the sale of a property eh depende yan sa bir, although theres a percentage talaga as to how much lang babayaran ni seller at buyer eh minsan lumalagpas yun dun. Kaya di din sya pwedeng idepended dun sa zonal value or amount ng pinagbentahan.

[chefron]

Btw yung 5 m budget ba eh for the house lang o kasama pagpurchase ng lupa?

Just to give you an idea nasa 25k per sqm po ang charge ng mga contractor to build a house, labor and materials na. So a 200 sqm floor area na up and down would cost around 5m na din, pwede ding bumaba if not fully finished.

There are homes in sta.rosa laguna that cost 5m+ 3br with maids room, flood free. Yun nga lang di kasing laki ng corner lot na gusto mo.

I hope everything turns out well with you and the seller.

[selyado]

this village has three gates.  malaking village kasi ito, parang 13 hectares yata ito.  tapos bukod sa tatlong gate ng village meron pang 2 gate na nakikiraan sa cainta greenpark.  yung bahay namin ngayon dun sa cainta greenpark kami dumadaan.  ang sta lucia mall eh one and a half kilometers lang pag dun kami dumaan. 

si daughter st paul pasig sya kaya kung lilipat kami ng antipolo eh sobrang dusa yun for her.  eh dito nga ngayon alas singko sya sinusundo ng school bus.  transferring her to another school at this point eh medyo di ako agree.

i think i am going to get the AB Garcia Construction.  nasa P20k/sqm ang budget ko.  mga 170 sqm floor area lang ang kaya ko.  yung price na yun kasi wala pang panambak, perimeter fence, grilles.  eh ang dami dami pa kayang ibang gastos like pagkuha ng building permit, bond dito sa village, at kung ano ano pang bayarin.  eh buti sana kung maibebenta ko kagad itong bahay ko ngayon knowing na na Ondoy ito at lahat.  and this is an old house, marami ng dapat ipa repair.

moving south?  no, i don't think so.  sabi ko nga sa iyo matagal na ako sa merville.  1969 pa yung bahay namin dun.  eh bayad sa toll gate pa lang mamamatay na yata ako.   baka di na ko lumuwas ng ciudad kapag sa south ako lumipat.

[chefron]

Grabe torture nga anak mo sa byahe

[aquacharly]

aquacharly:  natataranta ako.  teka muna, ang pirmahan mamaya eh contract to sell.  naka state dun yung total price ng lupa.  tapos yung mga babayaran ni seller:  amilyar, arrears sa association dues, capital gains tax, notarial fees.  P50k ang usapan.  tapos kapag bayad na yun deed of sale na sabay abot ng balanse.  pero sabi ko i will retain muna the 6% para sa capital gains tax at kapag bayad na nila yun eh saka ko ibibigay ang butal. 

question:  yung contract to sell, kami kami lang ang magpipirmahan?  di ba dapat notarized ito?  this will serve as the resibo for the P50k?  so i should get one copy of this maski di notarized?  nalilito ako.  saklolo!

Why are you looking for a recibo for P50 thou?
Hindi ko magets. 
What you should get recibo for are the tax & asso due payments - turnover sa yo dapat  ng Seller.
YES ALL CONTRACTS/agreements for real estate transactions MUST BE NOTARIZED.
Yes, while there is no notarized copy yet, you should have a not-notarized copy.

[selyado]

ok, nagkabayaran na kami kanina.  gave P100k for them to pay all the necessary bayarin.  amilyar, asso dues, capital gains tax.  signed earnest money contract instead.  pero tomorrow yung contract to sell na with additional P100k kasi kulang yung unang P100k to cover all the arrears/taxes.  when they get to pay all these i will be paying the balanse.  pero hold ko muna P50k until they give me the CAR (that's for the capital gains tax, right?)  i will be getting a deed of absolute sale na at this point.  then i asked the broker na sya na lang mag transfer ng titulo to my name. 

btw, yung original na broker na tsugi na.   turns out di pala maganda record nitong broker na ito.  naku, heard so many horrible stories about this broker from the new broker.  andyang nanloko, nagtago at na death threat.  yung dyulalay ni manlolokong broker was still there assisting the new broker kasi hawak nila yung mga documents.  i called up another broker (selling another lot, pang back up ko just in case this doesn't work out)  and kilala din nya si manlolokong broker.  and talagang maski pala sya eh niloko nitong broker, di daw binigay yung share nya sa isang transaction.  the new broker was saying na "takot lang magpakita nyang si ***** sa akin" parang they used to work together daw and madaming beses daw sya naloko sa partehan ng commission.

[aquacharly]

Well, yan diskarte ng broker mo.

If I had my way, and you are sure about the integrity of the TCT & authenticity of the Owner-Seller's identity, derecho na Deed of A/Sale na.

      Total payment, Gross
   -  tax & Asso.Dues arrears.                Add on extra for contingent expenses
   -  Doc Stamps (if seller pays for this)
   -  Cap Gains, etc                               Get BIR print-out estimate
   -  Contingency.          To cover for miscl expenses paid to get docs needed to transfer TCT
   -   Brokers' Comm
  ------------------------
   Net Amt to be Paid

That way,  hawak mo na property &. The receipts/etc you need the Seller to provide to transfer TCT