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Author Topic: Mutual Funds - Thread #2  (Read 80098 times)

jessiej199091

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Re: Mutual Funds - Thread #2
« Reply #480 on: November 29, 2012, 10:06:57 AM »
Does it mean kapag more than 50K no more sales load? :)

sis eischied_21, sales load is 1.5% above 50K. not sure up to what bracket pa..nsa 1.5% pa lang kasi sales load ko  ;D

shobe17

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Re: Mutual Funds - Thread #2
« Reply #481 on: November 29, 2012, 12:06:00 PM »
^^ thanks sis jessiej199091, +2 days pala sa date ng topup. will try this  :)

staywithme

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Re: Mutual Funds - Thread #2
« Reply #482 on: November 30, 2012, 03:04:19 PM »
kakafill-out ko lang online ng online investment account application sa bpiexpressonline.  though naguguluhan pa talaga ako how MF works, gusto ko na talagang mag-start mag-invest.   :)

di pa rin ako maka-decide kung FAMI o ALFM.  yan 2 kasi na yan ang madalas ko mabasa kaya yan muna choices ko  ;D
I trust that everything happens for a reason, even if we are not wise enough to see it. -Oprah

a2007

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Re: Mutual Funds - Thread #2
« Reply #483 on: December 01, 2012, 09:13:55 PM »
joining.

I have investments with philam, VUL siya. Meron po bang may VUL dito with Philam or other insurance firm? Sa equity fund ako ng-invest, high risk, bata pa naman daw ako (haha) kaya na-encourage ako na yun ang kunin na MF thru Philam.

*Strive hard to be happy*

goldengoose

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Re: Mutual Funds - Thread #2
« Reply #484 on: December 02, 2012, 01:21:03 PM »
may VUL ako with Sunlife sis. pero balanced fund yung kinuha kong investment na nakalink sa insurance. nung time kasi na kinuha ko sya takot pa ako sa risks. saka may sunlife equity mf din naman ako. kaya keri na siguro na yung vul balanced.

tama agent mo if you're still young go for the risk. healthy risk naman maginvest sa equity ng philam.

gogreengorgeous

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Re: Mutual Funds - Thread #2
« Reply #485 on: December 02, 2012, 03:46:59 PM »
Kami ni hubby may VUL with sunlife, nakadivide sa balanced and equity. Pero di ako masyadong nageexpect sa performance ng sunlife na MF, mas ok pa rin sakin ang FAMI sa performance.

kwang sun

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Re: Mutual Funds - Thread #2
« Reply #486 on: December 02, 2012, 05:16:01 PM »
bat ganun . hanggang ngaun hindi pa ako nakakareceive ng COP from FAMI? antagal ko na nakabook ng investment

gogreengorgeous

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Re: Mutual Funds - Thread #2
« Reply #487 on: December 02, 2012, 07:57:39 PM »
^ask for it sis. Ako tagal kong naabala dyan, di dumating yung confirmation receipt/certificate ko, pinadala daw nila. Kaya ayun, kelangan ko pa magawa ng affidavit and magpanotaryo. :(

simplybrilliant

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Re: Mutual Funds - Thread #2
« Reply #488 on: December 03, 2012, 09:32:37 AM »
^ako naman sis 2x na hindi ako nakareceive ng confirmation receipt pero di naman ako gumawa ng affidavit. pumunta lang ako office nila then may pinafill-up na form re na di nga nareceive -- sila na yata magpapanotaryo nun.

evilwoman

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Re: Mutual Funds - Thread #2
« Reply #489 on: December 03, 2012, 04:19:39 PM »
Sa case ko naman,nawala ko ang COR ko,nagpaemail lang ako ng copy.nagsend naman sila sa akin na walang kung ano hinihingi.

sachagirl

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Re: Mutual Funds - Thread #2
« Reply #490 on: December 03, 2012, 07:16:51 PM »
kailangan ko n rin pala macheck lahat ng COR ko.
everyday in everything there's always something to be grateful for!

pretinnes

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Re: Mutual Funds - Thread #2
« Reply #491 on: December 04, 2012, 07:06:33 PM »
hindi ko pa masyado makuha paano to nag wowork. ok ba talaga to? kasi ang sda sa bpi minimum of 500k na. medyo naliliitan ako sa interest rate so ni recommend ng taga banko na ilipat ko sa MF ang pera ko.
Been there been that, come, lets join us.

polymath2012

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Re: Mutual Funds - Thread #2
« Reply #492 on: December 08, 2012, 10:21:41 AM »
^^ ako rin sis i have zero background when it comes to MF's so i did a little research & came across this video:

http://www.youtube.com/watch?v=QOS7pOhNnig

 its a 20min video but it covers the basics of MF's, very informative :p


 i would probably go for mutual fund or IUTF's than SDA or time deposits, yun nga lang may risk involved sa pag invest sa MF / IUTF cos it works the same wasy as directly investing on stocks/bonds, shempre the more you invest, the higher the risk.....SDA & time deposits naman walang risk involved pero mas maliit nga lang kita ng money mo :p

if i were u sis im not going to put all my eggs in one basket :D
« Last Edit: December 08, 2012, 10:23:33 AM by polymath2012 »
Ignorance is bliss.

goldengoose

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Re: Mutual Funds - Thread #2
« Reply #493 on: December 08, 2012, 03:25:36 PM »
hindi ko pa masyado makuha paano to nag wowork. ok ba talaga to? kasi ang sda sa bpi minimum of 500k na. medyo naliliitan ako sa interest rate so ni recommend ng taga banko na ilipat ko sa MF ang pera ko.

hey sis. oo ok ang mutual funds. higher interest than bank accounts (kahit pa yung special TDs), less risky than stocks. piliin mo lang nang mabuti kung anong mf ng anong mutual fund company ang pagiinvestan mo. backread ka sa thread na 'to and find out all about mutual funds bago ka magdecide mag-invest.

kwang sun

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Re: Mutual Funds - Thread #2
« Reply #494 on: December 10, 2012, 09:15:21 AM »
nakakairita na talaga tong FAMI!!! hindi pa rin ako nakakatanggap ng COP .. antagal na ha..wala kayang office ng fami dito sa amin .. kaya ang hirap kung mag follow up haaaii naku!

gogreengorgeous

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Re: Mutual Funds - Thread #2
« Reply #495 on: December 10, 2012, 11:27:37 AM »
^sis nakatawag ka na ba sa kanila? ako ginawa ko kinukulit ko sa phone at email hehe

ava_garde

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Re: Mutual Funds - Thread #2
« Reply #496 on: December 10, 2012, 04:53:38 PM »
I just opened another MF with BPI this time.

kwang sun

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Re: Mutual Funds - Thread #2
« Reply #497 on: December 11, 2012, 12:38:16 AM »
^sis nakatawag ka na ba sa kanila? ako ginawa ko kinukulit ko sa phone at email hehe



sa email ko sila kinukulit.. sinabi ko na na i-email na lang sa akin yung copy ng COR ko lol

sachism

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Re: Mutual Funds - Thread #2
« Reply #498 on: December 11, 2012, 10:40:23 AM »
^ baka super dami na nilang clients ngayon? Dati kasi mabilis naman sila magreply.

^^ congrats! Which fund sis?

phurple0515

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Re: Mutual Funds - Thread #2
« Reply #499 on: December 11, 2012, 11:01:57 AM »
oo nga sis, which fund you opened sa BPI coz I am planning of opening rin an MF with BPI.  :)
"Experience is what you get when you don't get what you want!"

 

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