Expensive gadgets (e.g iphone, ipad, dslr)- i just can't take shelling out more than 20K for depreciable assets.
Car - for me hassle ang car because of additional expenses you have to incur: gasoline, parking fee, spare parts, yearly insurance. I can take a cab if I really need a private transportation
Cable, Internet subscription We dont watch tv a lot and on weekdays I worked so I dont need an internet everyday. Okay sa kin yung 100 per week, 3 days unlimited internet every weekends.
Expensive clothes/ bag/ shoes - next year luma na kahit matibay pa, or sawa na ko sa design. i prefer variety e
Insurances - I'm still single, insurance are just an added expenses to me.Besides, I have an insurance from the company. Imbes na ihulog ko for premium, i invest ko na lang. Ganun din naman ginagawa ng insurance company sa pera natin e.