Author Topic: Raising money (Read 713 times)

kaiz · « **on:** May 24, 2012, 09:48:54 am »

hi sisses. kunyari may like kayo bilhin or puntahan and you need a bigger amount, what do you usually do to raise that amount?

binggay · « **Reply #1 on:** May 24, 2012, 11:28:29 am »

Ako, ideally, iniipon ko muna. From monthly salary, bonuses, commissions, etc.

Pag walang extra income na pagkukunan:

- Pag item / appliance na medyo mahal, maghanap ng nago-offer ng 0% installment.

- If super big ticket like property or kotse, auto or housing loan.

- Kung biyahe or need extra cash na medyo substantial amount like for tuition, home repairs, etc. you can apply for personal loans sa mga banks.

mameejhy · « **Reply #2 on:** May 24, 2012, 03:35:43 pm »

Travel

1. mag iipon ng pera from salary
2. use credit card to book tickets + accommodation

*we don't really shop, sightseeing + rides + lang kaya minimal cash lang kelangan

Gadgets

1. salary

*mura lang gadgets dito kaya hindi na kelangan ipunin ang pambili hahaha

Properties/ car

*loan hahaha

curlygurl · « **Reply #3 on:** May 24, 2012, 03:45:12 pm »

usually pag may bibilhin, i try to use SSS salary loan. 2 beses ko ng nagawa ko,para a desktop namin sa bahay at sofa. or magtatabi ka from your salary

kaiz · « **Reply #4 on:** May 25, 2012, 08:13:53 am »

parang i feel guilty kasi na kukunin ko yung panggastos sa regular income ko since di naman magbebenefit my family sa paggagastusan ko.

binggay · « **Reply #5 on:** May 25, 2012, 10:53:38 am »

^ Why should you feel guilty? Pinagtatrabahuan mo ang perang natatanggap mo. Hindi ko sinasabing magpaka-waldas ka, pero it is just right that you give in to your wants from time to time, since it you who labors for your hard-earned money, anyway.

kaiz · « **Reply #6 on:** May 25, 2012, 12:06:10 pm »

^kunsabagay. actually sis, yung sinasabi ko is either for cohen diet or liposuction. hehe. what do you think?

binggay · « **Reply #7 on:** May 25, 2012, 03:33:48 pm »

Sis, if it is for your health and well-being, or kahit sabihin mong vanity pa yan, my stand is still the same. Ang perang gagastusin ay nanggaling sa pinaghirapan mo. Tama lang na you reap the benefits of your hard work. Go!