@ rhonagurl05: lowest contribution is 200/mo. You have to make a contribution equivalent to 2 yrs in order to avail of the loan. The higher your contribution, the bigger the amount you can avail for the housing loan. Kapag yung minimum lang kasi ang contribution mo, isasama sa monthly amortization mo yung difference ng amount ng contribution. For example, 200 lang ang monthly mo pero you are availing a 2M loan, which requires at least 500/mo contribution, kaya yung 300 na difference isasama sa monthly amortization mo.