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GIRLTALK

Author Topic: Auto loan..  (Read 25562 times)

chelsee

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Auto loan..
« on: January 25, 2010, 09:35:04 pm »
Madali lang ba magapply sis? Sino dito hindi naaapprove?

jamie_0117

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Re: Auto loan..
« Reply #1 on: January 25, 2010, 10:28:47 pm »
Madali lang. Few minutes lang from the time my tita called me, approved na.

kolinetongue

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Re: Auto loan..
« Reply #2 on: March 01, 2010, 01:00:10 pm »
sa BDO madali lang din. mababa pa rate. i am not promoting them ha. nag inquire kase ako sa mga banks sympre nacompare ko lang.
"I am imagination. I can see what the eyes cannot see. I can hear what the ears cannot hear. I can feel what the heart cannot feel". – Peter Nivio Zarlenga

summersunder

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Re: Auto loan..
« Reply #3 on: March 01, 2010, 01:25:37 pm »
pwede ba auto loan kahit hinde brand new yung auto?

berna15

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Re: Auto loan..
« Reply #4 on: March 01, 2010, 01:56:16 pm »
PSbank bilis nila mag approve.
dont let the things you want make you forget the things you already have.

ezonme

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Re: Auto loan..
« Reply #5 on: March 27, 2010, 06:53:58 am »
question po mga sisses. madami po bang requirements na docs sa pag kuha ng auto loan? i work at home lang kasi at wala ako ng mga tax form, sss and such. im also hesistant kasi baka mahirap ako sa mga monthly payments  :(
soon..

jamie_0117

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Re: Auto loan..
« Reply #6 on: March 27, 2010, 08:49:52 am »
^yup. if you really need to get the docs, as usual, register with DTI (kase you provide services, so technically, you have to).

madam cruella

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Re: Auto loan..
« Reply #7 on: March 27, 2010, 11:47:26 am »
psbanks' pre owned auto mart at reduced prices... ang dami. my friend bid on a nissan xtrail being sold for 600k.  2008 model. ok na di ba?  30 percent down daw, kahapon yun last day ng reduced interest rate, sabi 6percent.  pag ngayon na, regular interest rates na.

same day din ang approval for auto loan, kahit submit pa lang ng application form, wala pang documents.  sa psbank yun alam ko, di ko alam sa ibang bank.  tapos yun approved auto loan mo, pwede mo ma-avail within a certain period (parang 6 months ata), that gives you time to fix your income documents.  hanggang 5 years max lang ang term ng auto loan sa psbank, sa bpi, hanggang 72 months (6 years)
Buhay na buhay ang buhay!

mikmik

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Re: Auto loan..
« Reply #8 on: May 14, 2010, 10:29:26 pm »
ilang percent ang downpayment?

mikmik

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Re: Auto loan..
« Reply #9 on: May 14, 2010, 10:30:06 pm »
^ for PSBank  :)

OD

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Re: Auto loan..
« Reply #10 on: May 20, 2010, 12:10:13 am »
my bank just offered me to avail of their auto loan, how much ba usually interest rates nila? I didnt have enough time to converse with the manager, I might get sold to it, hehe! Im actually eyeing pre-owned cars muna but the has led me to a lot of dubiously inundated cars. Do the rates from banks differ much from in-house car financing of car dealers?
"People don't care how much you know until they know how much you care."

romancatholic

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Re: Auto loan..
« Reply #11 on: February 05, 2012, 01:59:04 pm »
Yung salary requirement ba nila, let's say 35-50k, is the combined salaries of the principal applicant and his co-maker? It seems like a fast and easy application pero I'm still wondering if I'll be approved kagad nga as they say. Hope you can answer my question sisses. Thanks!

Cheesecak3

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Re: Auto loan..
« Reply #12 on: February 16, 2012, 09:02:46 pm »
^yes sis combined salaries po. You can inquire naman po sa banks o kaya sa car agents. :)

aybori

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Re: Auto loan..
« Reply #13 on: March 10, 2012, 11:47:30 pm »
Paano ba processing ng mga banks sis? nag-apply kasi ako sa hyundai sila na nagpasa ng credit application sa mga bank, una tumwag psbank then union bank, tapos afte 4 days bdo naman, does that mean ba denied yung 1st 2 bank? wala naman ako natatanggap kung denied ako. HELP!

smm_0411

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Re: Auto loan..
« Reply #14 on: March 11, 2012, 03:19:19 am »
mga sis, our car is currently mortgage in the bank for almost 1 year, i want to have an idea kung paano ang computation if we want to pay in full yung balance loan amount.  Mga sisses, kindly share if you have any idea regarding this para naman pag nakipagusap kami sa bank medyo advance knowledge na po ;).  TIA
It's not easy loving someone from a DISTANCE but the PAIN of being far draws the love closer, the longing to see THE ONE you love reaffirms in the heart that the love is FOR REAL...

summersunder

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Re: Auto loan..
« Reply #15 on: March 13, 2012, 04:38:27 pm »
dapat po ba my co maker ka talaga? what if wala pwede kaya yun? 65k yung monthly salary mo, papayag kaya?

Cheesecak3

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Re: Auto loan..
« Reply #16 on: March 17, 2012, 04:38:22 pm »
^hindi naman kailangan ng comaker lalo na kung makita nila kaya mong magbayad ng loan.

Frixxie

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Re: Auto loan..
« Reply #17 on: June 07, 2012, 02:19:34 pm »
Question:

1. ilang percent ang babayaran ng bank pag pre owned car?

2. ano magandang bank for auto loan?

Thanks!

jhez

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Re: Auto loan..
« Reply #18 on: July 05, 2012, 02:47:04 pm »
naapprove kami ng father ko in 1 day PSBank
.......hApPiLy LiViNg wItH mY Little aNgEL........

don em

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Re: Auto loan..
« Reply #19 on: July 05, 2012, 03:48:33 pm »
Madali lang basta complete sa papers at usually tutulungan ka ng mga marketing officers ng bank. Syempre, usual process, submit docs, C.I., then approval nung loan. I have a friend who is a marketing officer from AMA bank. If your interested, I can refer you to him.

 

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