Author Topic: Personal Loan (Read 48320 times)

freelancer_babe · « **Reply #260 on:** August 10, 2012, 02:50:40 pm »

^ pwede rin naman kahit wala kang bank account sa bangko na interested ka.

yun nga lang, mas maaapprove ka sa ibang banks na wala ka pang account kung may credit history ka - meaning, may good history ka ng credit card use at nasa tamang oras ang pagbayad mo ng mga previous personal loans mo. yun ang tinitignan ng bangkong applyan mo na kung saan wala ka pang bank account.

pero mas maganda ang chances mong maapprove sa personal loan kung may savings ka na, at mas malaki ang deposit at nakatagal ang deposit sa account mo, mas OK... at lalong lalo na kung may credit card ka at nasa oras ang pagbayad mo.

megansmomma · « **Reply #261 on:** August 10, 2012, 03:16:16 pm »

thanks sis babe sa input!

thats what i have in mind actually.. guess its time for me to open a savings account..

invest 1st baka after a year or two pag good records ko ma-grant na for personal loan

megansmomma · « **Reply #262 on:** August 14, 2012, 12:52:40 pm »

^Thanks sis, il keep this

Che01 · « **Reply #263 on:** August 16, 2012, 06:15:02 pm »

hello po.. ask ko lang dun sa mga naapprove ng loan sa bank, kelan kayo nagstart na magbayad ng monthly amort? the month after po ba? thanks

super bratinella · « **Reply #264 on:** August 17, 2012, 06:40:04 am »

Yes, the month after ang start ng payment.

LovingWife · « **Reply #265 on:** September 11, 2012, 03:03:34 pm »

hay super sad lang, submit ako ng requirements and for BPI loan, pero nagtext yung representative nila, letting me know, declined daw yung process for loan ko, due to 'no past credit experience'

megansmomma · « **Reply #266 on:** September 11, 2012, 04:08:36 pm »

^kailangan siguro kase with cc, may cc ka ba sis?

LovingWife · « **Reply #267 on:** September 11, 2012, 07:14:35 pm »

i don't have sis, kasi before I had one, pero it was from my ex-hubby, im not really into getting CC, so kelangan ko muna bang kumuha ng CC, siguru plus points yun for the loan approval noh? Kaso what other banks na pweding kahit walang CC?

megansmomma · « **Reply #268 on:** September 12, 2012, 08:57:56 am »

actually, i applied for bdo. unfortunately, one of the basis "daw" is one having past credit experience yun good payer dapat. ayun, since wala din akong cc. i didnt passed

super bratinella · « **Reply #269 on:** September 12, 2012, 01:27:48 pm »

Approved ako sa chinatrust for reloan pero hindi ko rin kini-claim kasi hindi siya sa requested amount ko kaya deadma na lang hindi ko na kinuha.

FayeP · « **Reply #270 on:** September 13, 2012, 10:44:35 am »

mga sis, my friend here sa office, gusto nya sana mag apply ng loan sa banks pero may utang kasi cya sa dati nya CC at di pa nya nabayaran, pwede pa ba cya magloan??

ang alam ko kasi di ba magchecheck un bank na loloanan mo at maari nila makita na may unpaid balance ka sa dating credit card, so sabi ko baka di ka maapprove pag ganun...

pwede pa kaya cya magloan??? thanks

super bratinella · « **Reply #271 on:** September 13, 2012, 11:01:30 am »

Pwede sa chinatrust hindi sila mahigpit sa credit cards background, try niya kaso taas ng interest rate.

FayeP · « **Reply #272 on:** September 13, 2012, 12:09:26 pm »

lagi kami nakakakuha ng flyers ng chinatrust dito sa labas ng building...

di ko pa kasi natry makapagloan sa bank, SSS, pagibig lang at recently Capital Life lending...

sabihin ko sa friend ko patulan un Chinatrust na nagbiibgay ng flyers sa labas...baka sakali....

kaso wala cya checking account di ba need un pag bank...

super bratinella · « **Reply #273 on:** September 14, 2012, 08:02:10 am »

ok lang kahit walang checking account, kasi magopen ka naman sa chinatrust mismo once released na ang loan for only around 175 plus lang.

megansmomma · « **Reply #274 on:** September 14, 2012, 08:07:06 am »

^paano ba mag-apply sis sa chinatrust? tia

super bratinella · « **Reply #275 on:** September 15, 2012, 09:58:25 pm »

Sis, actually madaming nagaabot ng mga fliers along Ayala Ave, may nakalagay na name at contact no para sila mismo help to process ng loans mo. Pwede ka din tumawag sa kanila tapos connect ka nila sa loan officer then may tatawag sa phone mo then siya ang mismo mag assist sayo sis.

FayeP · « **Reply #276 on:** September 16, 2012, 06:26:56 am »

dito din sis sa kanto ng ayala ave at gil puyat kada morning may nag aabot flyers...

try daw ng friend ko, ang advise sa kanya mga 2 weeks may check na daw...di ba medyo matagal ata un 2 weeks? parang pagibig din

FayeP · « **Reply #277 on:** September 16, 2012, 08:45:22 am »

mga sis, may isang thread dito about capitalife lending pero parang nawala na...

anyway, nakapagloan ako dun mga 2 weeks ago, un nga lang dami requirements at kelangan pa ng mga character references...

tapos ibabawas nila sa proceeds ng loan mo un mga process fee nila...pero madali lang process nila, 3 days may result na....

manhattanite · « **Reply #278 on:** October 26, 2012, 07:13:33 am »

Quote from: super bratinella on September 13, 2012, 11:01:30 am

Pwede sa chinatrust hindi sila mahigpit sa credit cards background, try niya kaso taas ng interest rate.

mataas pala ang interest rates nila? sa mga ads kasi nila the claim na mababa. as low as 1 point something percent.

dyosabel · « **Reply #279 on:** November 07, 2012, 02:53:06 pm »

is it possible na makapagloan sa bank ng 350K? or ok kaya na iba-ibang banks magloan?
first timer here.

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Author Topic: Personal Loan (Read 48320 times)