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Author Topic: Do you had your car bumped/damaged or scratched accidentally?  (Read 47198 times)

rics

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #40 on: December 04, 2008, 12:13:44 PM »
not me but hubby... pag pasok sa garahe kanina lang.
ewan ko ba kung anong iniisip, sobrang miscalculation, naramdaman na nga nya na medyo sabit, tinuloy pa rin... laki tuloy ng gasgas...kainis  >:(

and just like sis prettymom, what made me really quite upset is that the car is brand new also, just got it last week  :'(
« Last Edit: December 04, 2008, 12:23:12 PM by rics »
-- If the only prayer you say in your life is "Thank you Lord," that would suffice. --

pillowski

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #41 on: December 06, 2008, 08:37:20 PM »
Naku pare-pareho pala talaga ang experiences natin regarding our brand new cars....

Sis prettymom...yes...definitely makaka claim ka sa insurance...kahit maliit lang o super laki... iyun talaga ang purpose ng insurance to cover the amount of damages, loss, accidents, etc...Yung akin nga...ganito pa ang nangyari...if nag BR ka sis...runningboard din...so the casa estimated na if how much at kung anong part ng oto yung irereplace, just this afternoon, nalaman ko na nagkaroon kami ng misunderstanding regarding dun sa spare parts, at iba pa ang naorder nya...yung damage ko pala would cover 2 different parts at ibig sabihin 3 putol sya at hindi ko makukuha ng buo yung piyesa ko, waaahhh....nalungkot ako kasi ibig sabihin kahit mabuo outside ang oto but deep within it eh me putol at mga hinang...so me and my service coordinator settled na lang sa reform at masilya....kasi yung hinang eh may malaking chance na kalawangin din someday even if ma rustproof... so my insurance already paid them parang 14K, my participation 2K, eh ang nagastos 6K lang, so nag karoon na lang kami ng aggreement ng service coordinator ko na ibebenta na lang nya ang piyesa at ibibigay sa akin ang napag bentahan, sad naman ako kasi hindi na replace pero no choice.  Magpapalit na ko ng insurance next year sa casa na ako magpapa insurance para mas coordinated...at mabilis ang processing...

Sis rics...for sure insured din yan...kakainis talaga pero nangyayari talaga yan. Ganyang ganyan ang nangyari sa akin, twice pa at parehong malaki ang damages ko...at hindi rin mabilis ang takbo ko kakastart palang at slowly moving forward tapos..grrr....inis na inis ako sa sarili ko...

Nag usap na kami ni Hub...we love our all new vios pero after 4-5 years magpapalit na kami...mag SUV na kami at sana by the time na dumating yun eh mura pa rin ang gasolina...

Dont worry mga sisters....maayos din ng insurance mga damages ng car nyo...
I never knew how to worship until I knew how to love.

rics

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #42 on: December 08, 2008, 03:47:56 AM »
^iba kasi ang patakaran ng insurance companies abroad sis. If we charge it to insurance, malamang tataas ang premium namin. So ginawa ni hubby, dinala nya sa service center/body repair shop ng car dealership, ang mahal ng estimate . Sabi ko, wag na lang paayos, saka nalang kasi daming gastos lately  :(
-- If the only prayer you say in your life is "Thank you Lord," that would suffice. --

pillowski

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #43 on: December 08, 2008, 10:59:12 AM »
Ive heard na ganyan nga ang insurance abroad...kapag madalas ka ma damage at madalas ka mag claim...tataas ang premium mo... sayang sis...bagong bago pa naman.

My sister's story naman...kakabili lang nya ng 2nd hand car ofel astra green, ginamit kinabukasan ng brother in law ko, wow sa parking binangga ng isang lumang toyota GLi na A/T ayun ang laki ng naging damage na halos 3 months bago naayos at yung girl di na nagbayad, kinasuhan na nila, tsk! tsk! Lady Lawyer pa naman sya pero tumatakbo sa responsibilidad....
I never knew how to worship until I knew how to love.

prettymom

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #44 on: December 11, 2008, 02:08:20 PM »
^thanks sis pillowski.i had it estimated (actually hubby hehe) and it would cosy me 5.2k( ok na din) and my participation would probably around 2.5k ( mine is insured in the casa-mismo) kaya i hope madali lang mag claim. pero we are still paying because we are taking the 0% interest for 6 months. maybe we will wait till it is fully paid then we will have it done na. pwede naman siguro ang ganun noh mga sis
2025 is when we expect to experience WATER SHORTAGE...how young will our children then be? ACT NOW! PLS. TAKE CARE OUR EARTH, WE ONLY HAVE 1!

pillowski

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #45 on: December 13, 2008, 09:00:17 PM »
Sis prettymom, ang alam ko kahit paying ka pa as long as you have a insurance policy pwede na ipa repair yan...or bayad mo na yung insurance...mura lang pala ang cost ng damage mo sis...ako palagi ang participation ko 2K...Hay last week sa V. Luna kami cor East Ave. Jollibee sumayad yung likod namin buti na lang yung kabitan ng hook ang sumayad, ka badtrip talaga...buti walang damage...
I never knew how to worship until I knew how to love.

jezamae

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #46 on: January 05, 2009, 03:21:11 PM »
three months after i got the new car

umatras ako kausap friend ko and nakatingin sa tricycle driver who was guiding me. ang sabi atras pa. and i did.

may tumunog. bumper ko pala. tumama sa poste ng meralco. sa may comelec head office. i blamed my lawyer friend sa comelec. if di sya nag invite sa office nya, di ako makararating ng intramuros so di ko mababangga ang poste

kidding aside. after that incident, i didin't trust na ang mga naghihelp sa pag atras and pagpark like security guards, tricycle drivers, istambay, etc.

i rely on myself na lang

Sharing our stories can also be a means of healing. Grief and loss may isolate us, and anger may alienate us. Shared with others, these emotions can be powerfully uniting, as we see that we are not alone, and realize that others weep with us.

loveforall

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #47 on: January 06, 2009, 01:33:00 AM »
^rely on thyself and your back up sensors ;D

pillowski

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #48 on: January 06, 2009, 05:18:28 PM »
Ako rin sis...plano kong pakabitan ng sensor yung likod bale 2 para madami, si Hub naman nakagasgas nung oto namin nung isang araw...kakainis talaga buti na lang may utang sa amin ang casa...ipaparetouch na lang namin maliit lang naman pero deep scratched talaga...walang ng katapusan ang gasgasan blues na ito, i bet tapos na sa akin pero ke hub who's using the car right now hindi pa....well? what to do.... kasama sa pag sasakyan ang ganyan...
I never knew how to worship until I knew how to love.

ladybird

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #49 on: January 25, 2009, 10:57:43 AM »
so far the only damaged i've done to any of our cars we've ever owned na kasalanan ko talaga was isabit yung gulong sa bangketa. either white-side-wall o gasgas ang rims ang nangyayari, pero ilang beses lang naman yan.
I've learned that.....
one of the most peaceful thing in the world is having a child sleeping in your arms.

prettymom

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #50 on: January 26, 2009, 11:56:20 AM »
Sis prettymom, ang alam ko kahit paying ka pa as long as you have a insurance policy pwede na ipa repair yan...or bayad mo na yung insurance...mura lang pala ang cost ng damage mo sis...ako palagi ang participation ko 2K...Hay last week sa V. Luna kami cor East Ave. Jollibee sumayad yung likod namin buti na lang yung kabitan ng hook ang sumayad, ka badtrip talaga...buti walang damage...

sis that was our agent told me, we have to settle our payment first before we could claim.
2 or 3 days ago, habang umaatras back park nagulat ako ng biglang nag shake at nag "thud" sa  car ko, yun pala i hit an FX. lumang luma na. ang yabang pa ng driver. di naman malaki damage but nagkaroon ng basag yung tail light ko. i opted not to go through the hassle of going to the precint. wala din namang mangyayari, hubby told me pagawa na lang ng affidavit and claim na lang insurance.
nakakainis lang yung driver at yung mga traffic agent sabi ba naman wala daw sila sasakyan papunta se precint sagutin daw namin yung gas nila. duh!?!?
kasi naman sumiksik yung FX sa likod ko, naka hazard na nga ako eh.
« Last Edit: January 26, 2009, 12:32:40 PM by prettymom »
2025 is when we expect to experience WATER SHORTAGE...how young will our children then be? ACT NOW! PLS. TAKE CARE OUR EARTH, WE ONLY HAVE 1!

sun_spiced

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #51 on: January 28, 2009, 09:33:19 AM »
A few days after I had my licensed renewed I bumped a car, I felt really really bad afterward kase first time ko to have a car accident though walang damage yung car namin but yung nabanga ko meron. The couple naman were nice naman so we agreed to have his car fixed. A week after that, a car bumped into our car naman, wala ulit damage yung car namin, I didn't make it a big deal na lang. For a few days, I opted not to drive, I guess I was a bit traumatized with those accidents. That happened a month ago but now I gained my confidence in driving again.
je ne sais quoi ; for your projector needs for special events, you may PM me for rates and inquiries

pillowski

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #52 on: January 29, 2009, 03:49:47 PM »
sis that was our agent told me, we have to settle our payment first before we could claim.
2 or 3 days ago, habang umaatras back park nagulat ako ng biglang nag shake at nag "thud" sa  car ko, yun pala i hit an FX. lumang luma na. ang yabang pa ng driver. di naman malaki damage but nagkaroon ng basag yung tail light ko. i opted not to go through the hassle of going to the precint. wala din namang mangyayari, hubby told me pagawa na lang ng affidavit and claim na lang insurance.
nakakainis lang yung driver at yung mga traffic agent sabi ba naman wala daw sila sasakyan papunta se precint sagutin daw namin yung gas nila. duh!?!?
kasi naman sumiksik yung FX sa likod ko, naka hazard na nga ako eh.

Sis prettymom...kabadtrip ang ganyan grrrr....kami napaka cautious namin kapag sa manila kami kasi kilala ko na ang sistema ng mga public transport driver, bastos,kaskasero, i knew...kasi commuter din naman ako...napaka astig nila lalo na yung mga lumang sasakyan...you're hubby was right, pa affidavit ka na nga lang, mas madali pa and less hassle nga...ako naman...pa renew na ng car insurance, sabi agent ko, if i-90days or installment ko yung bayad ng insurance ko at may nangyari (knock on wood...) i have to pay the fullamount before i could claim daw...

Sis sun-spiced...may I knew what is your car kasi, it had been bumped twice pero wala pa ding damage...gustoko ng carna ganyan, LOL!
I never knew how to worship until I knew how to love.

prettymom

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #53 on: February 02, 2009, 09:56:31 PM »
^ hehe sis. interested din ako sa car ni sis sun_spiced.
going back to insurance issue, well ganyan talaga ang policy ng hindi cash na mode of payment sa insurance.
2025 is when we expect to experience WATER SHORTAGE...how young will our children then be? ACT NOW! PLS. TAKE CARE OUR EARTH, WE ONLY HAVE 1!

rockstarmama

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #54 on: February 03, 2009, 01:23:07 AM »
Yung driver naming kakainis, nag slip daw yung foot niya sa break so may nabanga siyang kotse habang pa-right siya on the main road so ayon nabanga niya yung likod ng isang montero so we had to pay for our cars'damage and his. To think I've been driving that car for a year without any accidents!  >:(
Right where I wanna be!

ganda ko

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #55 on: February 03, 2009, 12:24:51 PM »
Ako dami ko ng experience na ganito. Wala naman kaming magawa kasi andyan na ang damage. Kuha na lang kami ng police report, punta sa insurance then sa workshop... Wala ng awayan kasi insurance na ang
bahala sa lahat ng gastos. Kaya dapat may spare na sasakyan, para kung nasa workshop yung isa, may magagamit pang isa.

pillowski

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #56 on: February 05, 2009, 06:32:50 PM »
Sis prettymom...naayos ko na din insurance ko, thanks God.... sana naman wag na munang magamit pero im quite pretty sure na ill be more cautious ngayun...madami na akong lesson eh...

sis rockstarmama...ganyan siguro talaga sistema...babadtripin ka talaga...pero sabi nga accident eh, at least hindi na lang grabe...

sis gandako....we are considering na to buy another car (maybe SUV na) in the future, at itong car pang dito na lang( one of our dream, LOL...) kasi nga medyo madalas kami sa casa....no joking aside...medyo hirap sa hila ang car namin, then mababa palagi sumasayad...kaunti ang sakay...pero kapag bago super ingat na naman...kapag nagasgasan maiiyak na talaga ako....
I never knew how to worship until I knew how to love.

ganda ko

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #57 on: February 08, 2009, 11:56:49 AM »
sis pillowski, kasama na siguro talaga sa pagiging driver and aksidente.
Feeling guilty talaga ako kapag ako ang may kasalanan. Gusto ko ng
patayin ang sarili ko. Paano naman kasi careless ako kung minsan.
Marami talagang disadvantage ang mababang sasakyan, si Galant nga sumabit yung harap. Nasanay kasi ako kay Hummer na mataas.

OT: Kung bibili kayo ng 4 wheel, just make sure na safe sya at
hindi iikot if ever may accident. Important pa rin po ang safety...

pillowski

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #58 on: February 10, 2009, 11:03:44 PM »
^sinabi mo sis...ako...kapag puyat ako may lack of focus ako, mahina magtantiya...nun ako sumasabit, hay buti na nga lang sabit sabit lang...wala pa namang grabeng aksidente (wag naman sana...)  Pero ngayon nga na we're entering the second year of ownership, parang hindi na masyadong maselan... balita ko nga sa mga 4 wheel drive umiikot nga daw upon sudden stop....
I never knew how to worship until I knew how to love.

ganda ko

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Re: Do you had your car bumped/damaged or scratched accidentally?
« Reply #59 on: February 11, 2009, 10:59:57 AM »
^better choose yung stable car sis. Lalo na ngayon daming aksidente
ang napapanood ko sa tfc. Basta safety first. :)

OT: Kapag di mo feel magdrive, pahinga ka na lang
kasi ganun din ako. One time nga, may sakit ako, then nag drive pa rin, sumabit tuloy yung fender ni hummer. QR6thou ang binayaran kasi papalitan ng bago. Para kasing lego yun. :)

 

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